04 //  The Investment
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The Investment

What you invest, what you own, and what comes back.

Classified

Investment Cap

TOTAL PROJECT VALUATION
€2.0M
PT PMA equity value
MINIMUM INVESTMENT
€50,000, a 2.5% equity stake
Above the minimum, invest any amount, up to €1.98M (99%)
INVESTMENT TIMELINE
[01]  Capital Call: 50% upon signing the Shareholder Agreement (SHA)
[02]  Capital Call: 50% balance payment due three months after signing SHA
ECO-RESORT SOFT LAUNCH
September 2027
The ROI plan // three scenarios

The ROI plan

Same resort, same operating model, one variable: occupancy. This plan reflects rental income and payback only; it does not account for capital gains on the land itself, upside that comes on top of the rental returns.

Pessimistic50% occupancy Realistic70% occupancy Optimistic90% occupancy
Average weekly rate€1,850€1,850€1,850
Occupancy50%70%90%
Revenue per year€781,068€1,089,495€1,397,922
Operating expenses (40%)€312,427€435,798€559,169
Operating net€468,641€653,697€838,753
Return (pre-tax)23.4%32.7%41.9%
Distributed return16.3%23.5%30.6%
Capital back in≈ 6.1 yrs≈ 4.3 yrs≈ 3.3 yrs

Year-one snapshot at today's rates, no annual growth assumed. Distributed return is what reaches shareholders after Indonesian corporate tax, before personal withholding; payouts are monthly.

Why we hold the pessimistic case as our guideline

Polymath is partly a new concept. Bali Time Chamber is our social proof that a concept-led retreat fills rooms in these mountains, and the wellness numbers are our social proof that the demand is real. The realistic case is exactly what its name says: the level we genuinely expect. But because we are adding new layers that still need exploring, like the skill-hacking programs, we anchor the plan on the pessimistic case instead. Not because we expect it, but to rule out disappointment: every number we commit to works even at the floor, and from there the only direction is up.

And even on the pessimistic numbers, the return sits above the average Bali project. How is that possible from day one? The branding and the concept. Doubting the concept? Read Folder 01 →

The two-phase rollout

A concept like this does not open cold. It opens with proof. The resort goes live in two deliberate phases.

Phase 01 · The proving ground
  • The first six months: doors open, nightly rates cut in half
  • Every stay builds the case: reviews, content, followers, a filled feed
  • No monthly skill programs yet, the foundation gets optimised first
  • Return during this window: ≈ 8.2%
Phase 02 · Full potential
  • The full concept switches on: monthly skill-hacking programs, full rates
  • Launches on six months of live social proof, not promises
  • Maximum quality from day one, the team run in and the machine tested
  • The opening itself is a marketing moment, a second grand launch

During phase 1, nightly rates run at half the full level, which puts the return at roughly 8.2% (half the pessimistic 16.3%) over those first six months. The ROI plan above applies from phase 2 onward.

Returns & perks // interactive

Slide your investment

Move the slider and watch your ownership, your yearly return and your perks grow with it. From €50,000 (2.5%) up to €1.98M, any amount above the minimum, no fixed blocks. All figures follow the pessimistic case, the same anchor as the ROI plan above.

Avg / month (yr 1)€687
Equity stake2.5%
Year 1 payout€8,245
10-yr distributions€95,669
Your investor perks TIER 1

    Payouts are your share of the resort’s net income, distributed monthly from the start of operations (figures shown pre-WHT, as yearly totals). Indicative, not guaranteed, returns follow performance.

    How it works

    Simple version: one Indonesian company (a PT PMA) owns the land and the resort. You buy shares in that company. The resort earns, the company pays its costs, and what remains is paid out to shareholders. Investors together hold 99% of the economics, starting at 2.5% (€50,000) and scaling up to 99%.

    WHO OWNS WHAT, AND WHO DOES THE WORK:

    You & fellow investors Shareholders
    equity→
    PT PMA, the project entity Owns the freehold land & resort
    runs it, end to end←
    Polymath Management Bookings · staff · operations

    WHERE YOUR RETURN COMES FROM:

    Guests & bookings→ Gross revenue→ Operating costs→ Net income→ Distribution to shareholders

    FULLY MANAGED. FULLY PASSIVE:

    • Rental strategy & pricing
    • Marketing & booking channels
    • Operations & maintenance
    • Guest experience & programs
    • Reporting & accounting
    • Distribution administration

    Freehold + Pink Zone

    Freehold
    • Permanent title, held in the PT PMA
    • Never expires. Inheritable. Sellable.
    • Land appreciates instead of counting down
    Pink zone
    • Officially zoned for tourism
    • Fully licensed commercial rental
    • No grey areas. No surprises.

    WHY THIS MATTERS MOST IN MUNDUK:

    Munduk’s mountains are protected by zoning that deliberately limits development, tourism-zoned freehold land here almost never reaches the market. That same law is this concept’s USP: the valley can never fill up with villas, so the calm is permanent. Take away all the distractions, and nothing is left but focus.

    Exit scenarios // pick your horizon

    Whatever you do with it, it holds value

    Hold it, sell it in a few years, or exit early. Three honest scenarios, same block, three time horizons.

    Hold your block and collect. Distributions grow with the resort, and after ten years you still own 2.5% of an appreciating freehold asset. All figures run on the pessimistic case, 50% occupancy.

    Investment€50,000
    Year 1 payout€8,245
    Break-evenYear 6
    10-yr distributions€95,669
    …and you still own2.5%

    Cumulative distributions per €50,000 stake (2.5%), pre-WHT, paid out monthly. 5% annual growth is taken into account for the first five years, flat after that. Break-even in year 6; €95,669 collected by year 10.

    You buy in at ≈6.1× the resort’s yearly investor cash flow (€2.0M ÷ €326k). Comparable boutique hospitality assets change hands at 8–12×. That gap is deliberate, early capital gets the discount. After three audited years, the discount has no reason to exist.

    You paid
    €50,000
    Stake at 8× (yr 3)
    €71,990
    + payouts collected
    €25,992
    Total after 3 yrs
    €97,982
    Indicative ROI, 3 yrs+96%
    At a 10× re-rating+132%

    Assumes the entity re-rates from 6.1× to a conservative 8× its year-3 investor pool (€359,950); shares are private and transfer needs a buyer, we assist. Indicative, not guaranteed.

    The entry price is set low against day-one cash flow to reward first capital. The moment the first full year is on paper, the maths is public: the same block, valued at a normal market multiple, is already worth more.

    You paid
    €50,000
    Stake at 8× (yr 1)
    €65,297
    + year 1 payout
    €8,245
    Total after 1 yr
    €73,542
    Indicative ROI, 1 yr+47%
    At a 10× re-rating+80%

    Assumes a sale after the first operating year at 8× the year-1 investor pool (€326,485). Same honesty applies: private shares, buyer required, indicative figures.

    Whichever horizon you pick: shares can be sold at any time. Fellow investors hold a right of first refusal (ROFR), any stake offered for sale goes to existing shareholders first, and finding a buyer for your shares is your own responsibility.